Fidante Benefits Package

This Guide is intended to provide a basic overview of each benefit and aims to answer some of the most commonly asked questions. It does not contain in-depth technical information for each benefit. If you require further information on any of the benefits, the Guide directs you accordingly.

The Guide has been prepared by Fidante and our Benefit Advisers, James Murray Associates (JMA). Contact details for JMA are shown below.

For Servicing: Angela Garcia angelag@jmurray.co.uk

For Advisory: Nick Young nyoung@jmurray.co.uk

David Keary davidk@jmurray.co.uk Contact No: 0208 6423680

Important Notes

When considering the information contained in this guide: - 1. The information is based on current UK Tax and UK Pensions legislation. HMRC can change this at any time in the future. 2. Whilst every effort has been made to ensure the accuracy of the information provided, it is for guidance only. It does not in itself confer any right or privilege and all benefits will be paid in accordance with Fidante’s policy. 3. Fidante reserve the right to change benefits at any time.

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